Retirement Mortgages How Do You Pay For College When Your Money Is Tied Up In Mortgage And Retirement Payroll Deductions?

How do you pay for college when your money is tied up in mortgage and retirement payroll deductions? - retirement mortgages

Of course one can not claim poverty, but nobody will take care of me if I am not able to work or pay my mortgage.

How to pay for their college years, where one could not claim financial hardship, but certainly not discetionary or disposable income?